It is a well known fact that some people do not believe in luck and only believe in their own hard work ie. karma. In the beginning, I too was a complete non-believer in astrology, etc. The reality was that I was born very lucky. I was born with a high IQ and I was a topper right from my school days – every unit test, every exam, and almost every subject I was always a topper! On my academic brilliance, my friends would tell me “you are very lucky that you are born so intelligent”. I would feel annoyed and tell them it’s not about luck and that there is nothing like luck! I actually study very hard, and that is why I excel in exams. In the 12th grade, I used to study for 15 hours a day. I used to tell them that I study and work very hard that is why I would top. The reality is that whenever one has great success, one does not want anything else to take the credit away. One does not want even luck to take away the credit. One wants to say and feel that one has worked very hard and the success is all because of that. I studied Civil Engineering and during my B.E. Civil days, in the final year of college, I was nearly on death bed. We had changed our house sometime back and in the new house, things weren’t going right. I fell critically ill – no doctor could diagnose why I had such a high fever. Finally, one doctor was able to diagnose from a urine culture what the problem was – it was a rare type of urine infection. Somehow, I survived. I missed about a month and a half of college, could not top but I passed my B.E. Civil degree with honors. Even after that, things did not move properly on my career front.